For you, if sports are more
than just something on the television, you should consider
buying sports insurance. Many people have never considered, or
even heard of, sports insurance and have questions about it.
Who needs sports insurance?
From the Saturday footballer in the park to the professional
athlete, sports insurance should be considered. Protecting
yourself in case of a sports-related injury is the sensible
thing to do. Whether you are an amateur who takes their sports
seriously, or a professional playing every day, you should
take a moment to find out more about buying sports insurance.
And, of course, people going on skiing, sailing, biking,
golfing and sports-themed holidays would be very wise to take
out the insurance since an E111 tourist health insurance card
does not always cover extensive treatment due to sporting
injuries abroad, and the E111 is only for certain European
Why buy sports insurance?
Typically, after a significant sporting injury, you can find
yourself off work for weeks or maybe months at a time. This
can put your home and family in jeopardy. Sports insurance
helps to cover the household expenses and loss of earnings. It
also contributes to physiotherapy and treatment. Importantly,
if you play a contact sport, sports insurance can give you
liability coverage for injury to other people or property. Of
course, each insurance package offers different things and
different levels of coverage – this is why it is important to
make sure you choose the right coverage for your specific
Who sells sports insurance?
Start at this list of sports insurers from the UK Insurance
Index which lists major insurers and sub-categories
depending on chosen sport. There is general sports insurance
or insurance specific to the activities you do (golf
insurance, tennis insurance, horse riding insurance etc.) Well
reviewed companies include Sportscover Direct, Snowcard
and Sports Injury Insurance.
How much does it cost?
The cost, of course, depends on the depth of coverage you are
looking for, the potential danger of your chosen sports, how
many people are covered in a policy and the length of time you
are taking it out for. For basic coverage, expect prices to
start at just a few pounds a month.
Need to talk about your insurance
cover? You can contact Tracy by telephone on 0765 558 0918 or
Copyright Peter Timmins 2009 All